Sun City Bankruptcy Lawyer

With the economy and job market in precarious situations, more and more Americans are finding themselves in tough financial spots. Bankruptcy is a form of debt relief that a debtor can consider in order to get a fresh financial start. It allows a debtor to discharge all eligible debt through liquidation or reorganization. A Sun City bankruptcy lawyer at Singleton Smith Law Offices can talk to you more about this option and whether it may be right for you.

Should you seek relief under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code? This is just one issue to consider if you are considering bankruptcy. To file under Chapter 7, you must pass the means test, which evaluates your income and your expenses to determine whether you have the "means" to pay creditors under a Chapter 13 repayment plan. There are qualification requirements for both forms of bankruptcy, and you must also consider the specific advantages that each may have to offer you now and in the future. By reviewing your financial situation and talking to you about the type of debt you are dealing with, what property you have that you would like to keep and your overall goals in this matter, a competent bankruptcy attorney at our offices can work with you to determine which chapter will work for you and why. If bankruptcy is not in your best interests, we will inform you of this fact as well. It is our primary objective to work out solutions that suit your needs.

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Talk to a Sun City Bankruptcy Attorney about Your Case & Concerns

You do not have to wait any longer in seeking relief from wage garnishment, repossession, creditor harassment, foreclosure and all the other issues associated with overwhelming debt. Contact a Sun City Bankruptcy Attorney at our law offices today and find out whether bankruptcy is the right option for you.